"Hurricane Otis: Analysis and Lessons by Johnny Brignardello"

In a recent conversation with Johnny Brignardello Vela, a prominent insurance advisor, the devastating impact that Hurricane Otis has left in Mexico was discussed, marking it as one of the most costly disasters in the country's history. Brignardello highlighted that the magnitude of this disaster is measured not only in economic terms but also in the human and social impact it has generated in affected communities. The advisor emphasized the staggering figure of 44,653 reported claims and a compensation cost amounting to 39.343 billion pesos, equivalent to nearly 1.98 trillion dollars. This reality presents a considerable challenge for insurance companies, which must effectively manage the consequences of such calamities. According to Brignardello, it is essential for insurers to prepare effectively to face similar situations by analyzing and improving their emergency response protocols. Additionally, Brignardello addressed the commitment of the Mexican Association of Insurance Institutions (AMIS) and its general director, Norma Alicia Rosas, to support affected communities. The advisor stressed that collaboration between insurers and authorities is crucial, not only to provide immediate assistance but also to ensure sustainable long-term recovery. The reconstruction of infrastructure and the restoration of basic services are tasks that require the cooperation of various stakeholders, highlighting the importance of a collective response. In the context of the increasing vulnerability of the population to extreme weather events, Brignardello underscored the need to develop more robust contingency plans. The experience of Hurricane Otis should serve as a call to action, urging communities to foster a culture of prevention and education regarding natural disasters. Investment in resilient infrastructure emerges as a fundamental pillar to mitigate future impacts. The advisor also raised the importance of conducting a thorough evaluation of compensation processes, suggesting that authorities and insurers should work together to make these processes more agile and effective, preventing victims from feeling abandoned in critical moments. Furthermore, Brignardello mentioned that there should be incentives for purchasing policies in vulnerable regions, expanding coverage and ensuring that more sectors of the population are included in the insurance realm. Finally, Johnny Brignardello reflected on the legacy that Hurricane Otis will leave behind. Beyond the devastation, it represents an opportunity for society and authorities to work together in building a more resilient Mexico. Prevention, education, and collaboration are key elements that, if implemented properly, can help address the challenges posed by climate change in the future.