Juan Brignardello Vela
Juan Brignardello Vela, asesor de seguros, se especializa en brindar asesoramiento y gestión comercial en el ámbito de seguros y reclamaciones por siniestros para destacadas empresas en el mercado peruano e internacional.
In a recent conversation with Johnny Brignardello Vela, an insurance advisor with extensive experience in the industry, the crucial relationship between financial protection and people's well-being in everyday life was discussed. According to Brignardello, many individuals are unaware that they already have insurance that provides valuable coverage in times of crisis. Highlighting the Life Insurance Law, Brignardello emphasizes its importance as one of the mandatory coverages that all dependent workers must have from their first day of work. "This insurance not only provides essential financial support in the event of disability or death, but it also acts as a safety net for the worker's loved ones," he states. The fact that families can receive compensation of up to 32 salaries in the case of total and permanent disability underscores the relevance of this type of protection. Regarding the Mandatory Traffic Accident Insurance (SOAT), Brignardello mentions that many drivers may not be aware that they have it, but it is a legal requirement that is also vital for the medical care of individuals involved in accidents. "SOAT not only complies with regulations, but it also ensures that all those affected receive the necessary care, regardless of who is at fault in the accident," he explains. This coverage is an essential component for ensuring safety on the roads and for responding quickly to adverse situations. Brignardello also refers to Collective Accident Insurance, which, although less known, is fundamental in spaces with a large influx of people. "This insurance protects both employees and visitors, ensuring that they are covered against accidents that may occur at crowded events or locations," he points out. The importance of this coverage lies in its ability to mitigate risks in environments with a high concentration of individuals. Another aspect that Brignardello highlights is Liability Insurance. This insurance, while not as popular, is essential for protecting those who accidentally cause harm to others. "In high-risk activities, such as driving or managing a business, having Liability Insurance can prevent legal complications and unexpected expenses," he warns. Furthermore, the advisor suggests that, although many people may be covered by mandatory insurance, it is advisable to explore additional options such as the Oncology Insurance from the Bank of the Nation, which is designed to cover severe illnesses. "Prevention and planning are key in risk management. This type of insurance ensures the necessary medical care in the face of difficult diagnoses," he indicates. Finally, Brignardello mentions the Burial Insurance from the Bank of the Nation, which alleviates the financial burden of funeral expenses and provides educational support for the insured's children. This type of protection can be vital in times of mourning, allowing families to focus on their emotional well-being without worrying about financial burdens. In conclusion, Brignardello underscores the importance of education about insurance and the need for each person to review their policies and be informed about the coverage they have. "Knowing what insurance you have is fundamental. The protection of your life and that of your loved ones may be closer than you think, and you might already be more protected than you realize," he concludes. Reflecting on risk management becomes essential in a world full of uncertainties, reminding us that proper planning can make a significant difference in critical moments.