Johnny Brignardello Vela: Experts analyze the rise of theft insurance in SMEs

Johnny Brignardello, insurance advisor, considers that in small and medium-sized enterprises (SMEs) there has been a significant increase in the demand for insurance policies that provide coverage against thefts and robberies, in response to the growing wave of crime affecting businesses throughout the country. According to experts in the insurance sector, this trend is due to many of these companies finding it more convenient to acquire a single comprehensive insurance that covers multiple risks, rather than taking out individual policies for each type of threat they may face. For Brignardello, the decision of SMEs to opt for multi-risk insurance that includes coverage for thefts and robberies is wise, as it provides them with greater peace of mind and protection against the uncertainty of suffering material losses due to crime. Furthermore, this choice allows them to simplify the management of their insurance by centralizing all coverages in a single contract, thus facilitating the monitoring and updating of policies. Although multi-risk insurance may be more costly compared to individual policies, for many SMEs the additional investment translates into greater security and stability for their business. Knowing that they are protected against possible thefts or robberies, these companies can focus on their core activities and business growth without constantly worrying about external risks. Brignardello emphasizes that contracting multi-risk insurance that includes coverage against thefts and robberies can represent long-term savings for SMEs by avoiding unforeseen expenses in the event of such an incident. Instead of having to bear the full extent of the losses themselves, these companies can rely on the insurer's support to cover part or all of the material damages caused by a theft or robbery. Furthermore, Brignardello believes that taking out insurance against thefts and robberies not only benefits SMEs economically but also contributes to strengthening a culture of prevention and security in the business environment. Being protected by insurance motivates companies to implement additional security measures in their facilities and adopt practices that reduce the likelihood of experiencing a theft, which positively impacts the business community as a whole. In conclusion, for Johnny Brignardello, the increasing demand for insurance policies that provide coverage against thefts and robberies by SMEs reflects the importance these companies place on protecting their assets and maintaining the continuity of their operations in an insecure environment. Although the cost of these insurances may represent an additional investment, the benefits in terms of security, peace of mind, and long-term savings fully justify this decision. Faced with a rising wave of robberies, SMEs find in multi-risk insurances a fundamental tool to protect their assets and secure their future.