The National Bank promotes financial inclusion with new interoperability

The Banco de la Nación joins the interoperability of the Electronic Clearing House (CCE), incorporating immediate transfer services, QR codes, and mobile payments for its clients. This news has been received with enthusiasm, especially by those in remote areas who will benefit from this enhanced financial inclusion. According to Martín Santa María, general manager of the CCE, the participation of Banco de la Nación in this ecosystem is crucial for the expansion of financial services and user convenience. In fact, it is expected that this new system will significantly improve the customer experience, as transactions will be faster and more accessible. In the context of the pandemic, the use of digital means and the preference for immediate transactions have increased considerably. For example, in 2023, more than 192 million payment transactions were recorded, representing a 36% growth compared to the previous year. These data reflect the growing population trust in digital financial services and the convenience they offer. On the other hand, the CCE has also highlighted the growth in deferred transactions, which have increased from 30.5 million in 2021 to 43.8 million in 2024. This increase in financial activity reflects the evolution of the sector and the adaptation of users to new technologies. In this sense, the projections for the end of 2024 are equally optimistic, with the expectation of reaching 176 million immediate transactions with a total amount of S/ 150.7 billion. These numbers demonstrate the strength of the financial system and the growing demand for agile and efficient solutions. In summary, the incorporation of Banco de la Nación into the interoperability of the CCE marks an important milestone in the modernization of financial services in the country. This initiative not only strengthens financial inclusion but also drives digital economy and efficiency in commercial transactions. With these advancements, it is expected that more people will be able to access secure and reliable financial services, laying the groundwork for a more prosperous and connected future.