Juan Brignardello Vela
Juan Brignardello Vela, asesor de seguros, se especializa en brindar asesoramiento y gestión comercial en el ámbito de seguros y reclamaciones por siniestros para destacadas empresas en el mercado peruano e internacional.
A young Peruvian woman has managed to have a positive impact on the economy of female entrepreneurs in her country through her innovative fintech, Tappoyo. Fiorella Contreras, founder of this company dedicated to providing group loans to women, has successfully expanded her project since its creation in 2018 and is now preparing to reach Colombia in the last quarter of 2024. Tappoyo has been recognized for its scalable and profitable model, receiving awards such as the Kunan and will soon be recognized by the United Nations Office for Innovation and the International Center for New Media. Their focus on providing group loans to women who have not had access to the traditional financial system has been key, making a difference by offering much lower interest rates than the informal system. The success of Tappoyo is reflected in the numbers: they have benefited more than 3,200 women in 2023 and expect to reach 18,000 beneficiaries in 2024, with disbursements of over S/ 20 million. The majority of the beneficiaries are single mothers looking to improve their economic situation through entrepreneurship. Additionally, the company's default rate is as low as 1% of their entire portfolio. Tappoyo's technology has been crucial in streamlining the loan disbursement process, reducing evaluation times and risk prevention. Their focus on Artificial Intelligence has allowed them to make more informed decisions, contributing to their success and the trust of their investors. Tappoyo's business model has attracted the interest of international financial institutions and investment funds, opening up the possibility of future partnerships that could further boost their growth. The company's next goal is to expand to Colombia, taking advantage of a market with similar characteristics to Peru and a post-pandemic savings growth that presents an opportunity to attract investments. With its vision of financial inclusion, Tappoyo positions itself as a reference in the fintech sector, demonstrating that it is possible to generate positive social impact through technology and innovation. Fiorella Contreras and her team are ready to take their proposal to more female entrepreneurs, empowering them and providing opportunities for economic growth in a sector traditionally dominated by men.